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Heartland Chevrolet is dedicated to supporting you throughout the entire car buying process, from shopping for a new Chevrolet, to walking you through the auto financing process. Once you’ve decided on your next new vehicle from Heartland Chevrolet, now it’s time for you to pay for it.
Unless you’re paying for your new car in cash, you’re going to need a payment plan. The two options available are auto leasing and financing. Both plans have their benefits, but there really isn’t a one-size-fits-all answer. There’s a correct answer for every budget and lifestyle. Find out whether financing or leasing works best for you below, and then get in touch with a finance expert at our Chevrolet dealership in Kansas City, MO to apply for the plan that’s right for you. Do you have questions for our finance team? Contact us to get more details on payment plans.
An auto finance plan is a loan from a direct lender, a bank, or the auto manufacturer. You’ll make monthly payments for 36 to 72 months and pay off the value of your new Chevy car, truck, or SUV. Auto finance deals are available with different annual percentage rates depending on your credit history. For borrowers with a great credit history, it’s even possible to get an auto loan with a very low APR or 0.0% financing. The finance experts at Heartland Chevrolet will be able to explain your options once you apply for financing through our online application. By completing our application, you’ll get a head start on the financing process and save time at the dealership.
An auto lease plan allows you to get into a new car, while only paying for the portion of it that you actually use. You have to pay the full cost of a car when you choose to finance. Auto lease deals only cover the depreciation of your car over the period of the agreement plus taxes and fees. Leasing a car is a great way to keep costs down while driving a new model every few years. If you plan to switch into a new car often, then leasing may be the best option for you.
The key differences between auto lease and auto finance payment plans are as follows:
The finance experts at Heartland Chevrolet in Liberty, MO make your finance or lease deal their priority. Our finance team will work to find the right fit for your budget and lifestyle, and help you into the new Chevy car, truck, or SUV that you want to drive. Check out our new Chevrolet cars and trucks in Liberty, MO to discover your next car, and then use our finance application to get pre-approved for the payment plan you need.
Be sure to check out our factory-direct incentives to save even more on a finance or lease deal with our Chevy dealership. A lower monthly payment is closer than you think!
