Sep 25, 2023
5 Reasons to Get Car Financing at Your Chevy Dealership

Buying a new Chevy doesn’t have to be a financial headache. Financing the vehicle directly through your Chevy dealership makes the process smooth, affordable, and convenient. Let’s look at a few reasons to get car financing from your dealer.

1. Seamless and Convenient Process 

Getting vehicle financing through your local dealer is a fast and seamless process. You can shop for your preferred Chevy car and get it financed at the dealership. Your dealer will assess your budget and credit and find the right financing for you. You don’t have to worry about sending out multiple loan applications to banks and waiting for pre-approval.

If you have a vehicle you would like to trade in and save money on the purchase, your dealer will assist with the trade-in as well. This convenient, one-stop financing saves you time and allows you to focus on finding the perfect Chevy for your needs.

2.  Access to Exclusive Dealer Incentives

Dealers offer exclusive deals and incentives that you won’t get from banks and credit unions. These include reduced APR financing, cash back offers, discounts on additional products, and complimentary maintenance to keep your new Chevy running smoothly.

These deals and savings are only available when you finance directly through the dealership, so you will miss out if you get pre-approved elsewhere. Ask our finance team about current incentives to help sweeten the deal and maximize your savings.

3. Flexible Repayment Terms

When you finance your Chevy through your dealer, you won’t need to worry about being strapped for cash because of your car payments. Dealerships offer flexible loan terms tailored to your financial situation. You can customize details, too, like the length of the loan and the monthly payments.

Dealers offer long loan terms of up to 60 months to well-qualified buyers. A longer repayment term can make your monthly payments more manageable. It also allows you to get a better car without suffering financial strain.

4. Options for Poor Credit

Don’t let credit challenges stop you from driving your dream Chevy. Unlike banks, dealerships have simpler qualification requirements. If your credit is low, the dealer’s finance team will create a custom financing plan that suits your financial situation. Dealerships even offer in-house financing, which can help you build your credit and qualify for better rates in the future.

5. Excellent Customer Service

When you visit the dealership to shop for a car and get financing, you are guaranteed excellent customer service. The team will assess your needs and advise you on the best financing options. They will also answer all your questions about the process and help put your mind at ease.

Vehicle financing doesn’t have to be a tedious process. When you finance through the dealership, you can expect a faster and smoother process than if you opted for bank financing. Visit Heartland Chevrolet to access affordable financing on the latest Chevy models.